:root{
  --green:#789f3d;
  --green-dark:#405d23;
  --ink:#252525;
  --muted:#66665f;
  --cream:#f7f6f0;
  --soft:#eef2e8;
  --white:#ffffff;
  --line:#dfe4d7;
  --shadow:0 18px 45px rgba(38,52,29,.10);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.62;
}
a{color:var(--green-dark)}
img{max-width:100%;display:block}
.container{width:min(1160px,calc(100% - 36px));margin-inline:auto}
.topbar{
  background:#1f1f1f;color:#fff;font-size:.9rem;text-align:center;padding:8px 16px;
}
header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);
  border-bottom:1px solid #eee;backdrop-filter:blur(10px);
}
.nav{
  min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px;
}
.brand img{width:245px;height:70px;object-fit:contain;object-position:left center}
nav{display:flex;gap:6px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
nav a{
  text-decoration:none;color:#2d2d2d;padding:10px 12px;border-radius:999px;font-size:.94rem;font-weight:650;
}
nav a:hover,nav a.active{background:var(--soft);color:var(--green-dark)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:13px 20px;border-radius:999px;border:1px solid transparent;
  text-decoration:none;font-weight:750;cursor:pointer;
}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-dark)}
.btn-outline{border-color:var(--green);color:var(--green-dark);background:#fff}
.hero{
  background:linear-gradient(120deg,#fbfbf7 0%,#eef3e7 100%);
  padding:78px 0 72px;overflow:hidden;
}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:50px;align-items:center}
.eyebrow{font-size:.82rem;text-transform:uppercase;letter-spacing:.13em;font-weight:850;color:var(--green-dark)}
h1,h2,h3{line-height:1.12;margin:0 0 18px}
h1{font-size:clamp(2.6rem,5vw,5rem);letter-spacing:-.045em}
h2{font-size:clamp(2rem,3.2vw,3.2rem);letter-spacing:-.03em}
h3{font-size:1.3rem}
.lead{font-size:1.18rem;color:#4d4d48;max-width:720px}
.hero-card{
  background:#fff;border:1px solid var(--line);border-radius:30px;padding:30px;box-shadow:var(--shadow)
}
.hero-card .logo-mark{width:100%;aspect-ratio:1.3/1;object-fit:contain}
.choice-grid,.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 24px rgba(0,0,0,.04)
}
.card.soft{background:var(--soft)}
.card h3{color:#2f4420}
.kicker{font-weight:800;color:var(--green-dark);font-size:.88rem;text-transform:uppercase;letter-spacing:.08em}
section{padding:76px 0}
section.alt{background:var(--cream)}
.section-head{max-width:780px;margin-bottom:38px}
.badge{
  display:inline-block;background:#e6eedb;color:#3f5d25;border-radius:999px;padding:6px 12px;
  font-size:.78rem;font-weight:800;margin-bottom:14px
}
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.path{
  padding:26px 28px;border-left:4px solid var(--green);background:#fff;border-radius:0 var(--radius) var(--radius) 0;
  box-shadow:0 10px 25px rgba(0,0,0,.035);margin-bottom:18px
}
.path strong{color:var(--green-dark)}
.warn{
  background:#fff8e6;border:1px solid #ecd79c;border-left:5px solid #d2a028;
  border-radius:14px;padding:18px 20px
}
.good{
  background:#eef7e9;border:1px solid #cfe0c2;border-left:5px solid var(--green);
  border-radius:14px;padding:18px 20px
}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden}
th,td{padding:15px 14px;border-bottom:1px solid #e7e7e2;text-align:left;vertical-align:top}
th{background:#eef2e8;color:#324721;font-size:.9rem}
.small{font-size:.9rem;color:var(--muted)}
.glossary-toolbar{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:24px}
.glossary-toolbar input{
  flex:1;min-width:260px;border:1px solid #cfd5c8;border-radius:14px;padding:14px 16px;font-size:1rem
}
.glossary-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.term{border:1px solid var(--line);border-radius:16px;padding:19px;background:#fff}
.term h3{font-size:1.05rem;margin-bottom:8px}
.term p{margin:0;color:#555}
.profile{
  display:grid;grid-template-columns:.7fr 1.3fr;gap:46px;align-items:center
}
.profile img{border-radius:28px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover}
.cta{background:#20251d;color:#fff;border-radius:30px;padding:42px}
.cta h2,.cta h3{color:#fff}
.cta p{color:#dfe7d7}
footer{background:#171917;color:#d8ddd4;padding:44px 0 24px}
footer a{color:#d8eabf}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}
.footer-logo{background:#fff;border-radius:16px;padding:10px;width:250px}
.disclaimer{font-size:.78rem;color:#afb5aa;border-top:1px solid #343934;margin-top:30px;padding-top:20px}
.page-hero{padding:64px 0;background:linear-gradient(120deg,#f7f8f3,#edf3e6)}
.page-hero h1{font-size:clamp(2.4rem,4vw,4.3rem)}
.checklist{padding-left:1.1rem}
.checklist li{margin:8px 0}
.quote{font-size:1.25rem;font-weight:650;color:#31451f}
@media(max-width:860px){
  .nav{align-items:flex-start;padding:12px 0;flex-direction:column}
  nav{justify-content:flex-start}
  header{position:static}
  .hero-grid,.split,.profile,.footer-grid{grid-template-columns:1fr}
  .choice-grid,.card-grid,.glossary-grid{grid-template-columns:1fr}
  .hero{padding-top:52px}
}


/* ===== 2026 homepage/header refinement ===== */
:root{
  --forest:#0f4d29;
  --forest-deep:#0a331d;
  --charcoal:#171717;
  --warm:#f6f1e8;
}
.topbar{
  background:#fff;
  color:#1c1c1c;
  border-bottom:1px solid #ecece8;
  padding:9px 0;
}
.contact-strip{
  display:flex;
  justify-content:flex-end;
  align-items:center;
  gap:28px;
  font-size:.88rem;
  font-weight:650;
}
.contact-strip a{color:#1c1c1c;text-decoration:none}
header{border-bottom:5px solid var(--forest);box-shadow:none}
.nav{min-height:112px}
.brand img{
  width:370px;
  height:102px;
  object-fit:contain;
  object-position:left center;
}
nav a{
  border-radius:0;
  text-transform:uppercase;
  letter-spacing:.015em;
  font-size:.9rem;
}
nav a:hover{background:transparent;color:var(--forest);box-shadow:inset 0 -2px 0 var(--forest)}
.btn-dark{background:#161616;color:#fff}
.btn-dark:hover{background:#333}
.btn-light{background:#fff;color:var(--forest-deep);border-color:#fff}
.home-hero{
  padding:0;
  background:
    linear-gradient(90deg,rgba(255,252,246,.98) 0%,rgba(255,252,246,.93) 42%,rgba(246,241,232,.76) 70%,rgba(232,238,220,.82) 100%),
    radial-gradient(circle at 76% 32%,#dbe5c9 0 14%,transparent 15%),
    linear-gradient(160deg,#f4efe5,#d9e2ca);
  border-bottom:1px solid #e0e0d8;
}
.home-hero-grid{
  min-height:430px;
  display:grid;
  grid-template-columns:1.25fr .85fr;
  gap:50px;
  align-items:center;
  padding-top:36px;
  padding-bottom:36px;
}
.home-copy h1{
  font-family:Georgia,"Times New Roman",serif;
  font-size:clamp(3.1rem,5vw,5.7rem);
  line-height:.98;
  letter-spacing:-.04em;
  color:#111;
  margin-bottom:18px;
}
.home-copy h1 span{
  color:var(--forest);
  font-style:italic;
  font-weight:500;
}
.accent-line{width:86px;height:3px;background:var(--forest);margin:22px 0}
.home-copy .lead{max-width:640px;color:#202020}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.hero-actions .btn{border-radius:7px;text-transform:uppercase;font-size:.82rem;padding:14px 20px}
.intro-card{
  background:rgba(255,255,255,.96);
  border:1px solid rgba(255,255,255,.9);
  border-radius:20px;
  padding:28px 30px;
  box-shadow:0 15px 44px rgba(28,42,22,.11);
}
.intro-head{display:flex;gap:20px;align-items:center;margin-bottom:18px}
.intro-headshot{
  width:96px;
  height:112px;
  border-radius:22px;
  object-fit:cover;
  object-position:center top;
  box-shadow:none;
}
.script-title{
  font-family:Georgia,"Times New Roman",serif;
  color:var(--forest);
  font-size:2rem;
  font-style:italic;
  margin-bottom:6px;
}
.intro-head h3{font-size:1rem;margin:0;color:#111}
.signature{
  font-family:Georgia,"Times New Roman",serif;
  color:var(--forest);
  font-style:italic;
  font-size:1.6rem;
  margin-top:12px;
}
.trust-strip{padding:20px 0;background:#fafbf8;border-bottom:1px solid #e6e8e1}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-grid>div{
  display:flex;gap:14px;align-items:center;padding:2px 22px;border-right:1px solid #d9ddd5
}
.trust-grid>div:last-child{border-right:0}
.trust-grid strong{display:block;font-size:.94rem}
.trust-grid span{display:block;font-size:.78rem;color:#555;margin-top:2px}
.trust-icon{font-size:2rem;color:var(--forest);min-width:38px;text-align:center}
.home-options{padding:24px 0 62px;background:#fff}
.option-panels{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.option-panel{
  min-height:265px;
  border-radius:16px;
  overflow:hidden;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  color:#fff;
  box-shadow:0 10px 30px rgba(0,0,0,.09)
}
.option-panel>div:first-child{padding:30px}
.medicare-panel{background:linear-gradient(130deg,#0d5d2c,#063719)}
.family-panel{background:linear-gradient(130deg,#161616,#272727)}
.option-panel h2{font-family:Georgia,"Times New Roman",serif;font-size:2rem;color:#fff;margin-bottom:12px}
.option-panel p{color:#f2f4f0;max-width:430px}
.panel-icon{font-size:2rem;margin-bottom:8px}
.panel-link{color:#fff;text-decoration:none;font-weight:800}
.panel-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:18px}
.panel-art{
  min-height:100%;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  padding:24px;
  font-family:Georgia,serif;
  font-size:3rem;
  font-weight:700;
  color:rgba(255,255,255,.92);
}
.senior-art{
  background:
    linear-gradient(rgba(125,104,61,.14),rgba(26,68,35,.25)),
    radial-gradient(circle at 35% 30%,#e4d2a4 0 11%,transparent 12%),
    radial-gradient(circle at 65% 33%,#d4bf95 0 10%,transparent 11%),
    linear-gradient(145deg,#b7c59a,#536f42);
}
.family-art{
  background:
    radial-gradient(circle at 50% 35%,#e9c49c 0 9%,transparent 10%),
    radial-gradient(circle at 34% 42%,#d9b283 0 7%,transparent 8%),
    radial-gradient(circle at 68% 44%,#d9b283 0 7%,transparent 8%),
    linear-gradient(145deg,#9cb477,#48653a);
}
.home-personal{background:#f7f7f2}
.profile img{
  width:33.333%;
  max-width:260px;
  min-width:180px;
  justify-self:center;
  aspect-ratio:4/5;
}
@media(max-width:1000px){
  .contact-strip{justify-content:center;flex-wrap:wrap;gap:10px 20px}
  .nav{min-height:auto;padding:16px 0}
  .brand img{width:320px;height:90px}
  .home-hero-grid{grid-template-columns:1fr;min-height:auto}
  .trust-grid{grid-template-columns:1fr 1fr;gap:18px}
  .trust-grid>div{border-right:0}
  .option-panels{grid-template-columns:1fr}
}
@media(max-width:680px){
  .brand img{width:280px;height:80px}
  .home-copy h1{font-size:3.35rem}
  .intro-head{align-items:flex-start}
  .intro-headshot{width:78px;height:92px}
  .trust-grid{grid-template-columns:1fr}
  .option-panel{grid-template-columns:1fr}
  .panel-art{min-height:150px}
  .profile img{width:42%;min-width:145px}
}


/* ===== Approved homepage implementation ===== */
.approved-hero{
  padding:0;
  background:
    linear-gradient(90deg,rgba(255,251,243,.98) 0%,rgba(255,251,243,.92) 39%,rgba(247,243,233,.70) 65%,rgba(225,231,210,.50) 100%),
    radial-gradient(ellipse at 72% 75%,#789460 0 17%,transparent 18%),
    radial-gradient(ellipse at 85% 65%,#557542 0 20%,transparent 21%),
    linear-gradient(#f5efe4,#dfe6d1);
  border-bottom:1px solid #e1e4dc;
}
.approved-hero-grid{
  min-height:430px;
  display:grid;
  grid-template-columns:1.25fr .85fr;
  gap:48px;
  align-items:center;
  padding-top:28px;
  padding-bottom:28px;
}
.approved-copy h1{
  font-family:Georgia,"Times New Roman",serif;
  font-size:clamp(3.25rem,5.2vw,5.75rem);
  line-height:.98;
  letter-spacing:-.045em;
  color:#101010;
  margin:0 0 18px;
}
.approved-copy h1 em{
  display:inline-block;
  color:#0b532c;
  font-weight:500;
}
.approved-rule{width:88px;height:3px;background:#0b532c;margin:22px 0}
.approved-copy>p{font-size:1.14rem;max-width:600px;color:#222}
.approved-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.approved-actions .btn{border-radius:7px;text-transform:uppercase;font-size:.82rem}
.approved-intro{
  background:#fff;
  border-radius:18px;
  padding:27px 30px;
  box-shadow:0 14px 36px rgba(30,45,24,.10);
}
.approved-intro-top{display:flex;align-items:center;gap:20px;margin-bottom:17px}
.approved-intro-top img{
  width:92px !important;
  height:108px !important;
  object-fit:cover;
  object-position:center top;
  border-radius:16px;
  box-shadow:none;
}
.approved-script{
  font-family:Georgia,"Times New Roman",serif;
  font-size:2rem;
  font-style:italic;
  color:#0b532c;
  margin-bottom:6px;
}
.approved-intro p{margin-bottom:10px}
.approved-signature{
  font-family:Georgia,"Times New Roman",serif;
  font-size:1.55rem;
  font-style:italic;
  color:#0b532c;
}
.approved-trust{padding:17px 0;background:#fafbf8;border-bottom:1px solid #e3e6df}
.approved-trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.approved-trust-grid>div{display:flex;gap:12px;align-items:center;padding:4px 18px;border-right:1px solid #d9ddd5}
.approved-trust-grid>div:last-child{border-right:0}
.approved-trust-grid p{margin:0}
.approved-trust-grid strong,.approved-trust-grid small{display:block}
.approved-trust-grid small{font-size:.77rem;color:#4d4d4d;margin-top:2px}
.approved-icon{font-size:2rem;color:#0b532c;min-width:38px;text-align:center}
.approved-options{padding:10px 0 30px;background:#fff}
.approved-option-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.approved-option{
  display:grid;
  grid-template-columns:1.15fr .85fr;
  min-height:245px;
  overflow:hidden;
  border-radius:13px;
  color:#fff;
}
.approved-medicare{background:linear-gradient(135deg,#0a5b29,#073c1d)}
.approved-family{background:linear-gradient(135deg,#171717,#282828)}
.approved-option-copy{padding:27px}
.approved-option h2{font-family:Georgia,"Times New Roman",serif;color:#fff;font-size:1.85rem;margin-bottom:13px}
.approved-option p{color:#f4f4f1}
.approved-option a{color:#fff;font-weight:800;text-decoration:none}
.approved-view{
  display:inline-block;
  margin-top:18px;
  background:#fff;
  color:#0b532c !important;
  padding:11px 16px;
  border-radius:8px;
  text-transform:uppercase;
  font-size:.8rem;
}
.approved-photo{
  min-height:245px;
  position:relative;
  overflow:hidden;
  display:flex;
  align-items:flex-end;
  justify-content:center;
}
.approved-senior-photo{
  background:
    radial-gradient(circle at 35% 35%,#ead4a9 0 11%,transparent 12%),
    radial-gradient(circle at 65% 34%,#d8c094 0 10%,transparent 11%),
    linear-gradient(145deg,#c4c99e,#6e874f 55%,#35572e);
}
.approved-family-photo{
  background:
    radial-gradient(circle at 50% 28%,#e7c194 0 9%,transparent 10%),
    linear-gradient(145deg,#a9bc79,#607d43 55%,#31552d);
}
.photo-figure,.family-silhouette{display:flex;align-items:flex-end;justify-content:center;gap:8px;padding-bottom:26px}
.person{font-size:5rem;color:#f0ddbc;text-shadow:0 8px 20px rgba(0,0,0,.22)}
.person-b{font-size:5.4rem}
.family-silhouette span{font-size:3.8rem;color:#f3e3c8;text-shadow:0 6px 18px rgba(0,0,0,.2)}
/* Ensure the user's ORIGINAL logo fills the approved header footprint */
.brand{
  display:flex;
  align-items:center;
  width:390px;
  min-width:390px;
}
.brand img{
  width:390px !important;
  height:118px !important;
  object-fit:contain !important;
  object-position:left center !important;
}
.nav{min-height:132px}
@media(max-width:1000px){
  .brand,.brand img{width:320px !important;min-width:0;height:100px !important}
  .approved-hero-grid{grid-template-columns:1fr}
  .approved-trust-grid{grid-template-columns:1fr 1fr;gap:16px}
  .approved-trust-grid>div{border-right:0}
  .approved-option-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .brand,.brand img{width:275px !important;height:88px !important}
  .approved-copy h1{font-size:3.3rem}
  .approved-trust-grid{grid-template-columns:1fr}
  .approved-option{grid-template-columns:1fr}
  .approved-photo{min-height:150px}
  .approved-intro-top img{width:78px !important;height:92px !important}
}


/* ===== Latest homepage refinements ===== */
.approved-actions .btn-outline{display:none !important}

/* Use the bundled latest homepage image as real visual source for the two lifestyle panels. */
.approved-senior-photo{
  background-image:url("latest-homepage-reference.png") !important;
  background-size:342% auto !important;
  background-position:35.2% 97.2% !important;
  background-repeat:no-repeat !important;
}
.approved-family-photo{
  background-image:url("latest-homepage-reference.png") !important;
  background-size:342% auto !important;
  background-position:91.8% 97.0% !important;
  background-repeat:no-repeat !important;
}
.approved-photo::after{
  content:"";
  position:absolute;
  inset:0;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);
  pointer-events:none;
}


/* ===== Clean lower panels: imagery removed ===== */
.clean-panel{
  grid-template-columns:1fr !important;
  min-height:230px;
}
.clean-panel .approved-option-copy{
  width:100%;
  padding:34px 38px;
}
.clean-panel .approved-option-copy p{
  max-width:560px;
}
.clean-panel .panel-actions{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  flex-wrap:wrap;
  margin-top:18px;
}
.clean-panel .approved-view{
  margin-top:0;
}
.approved-senior-photo,
.approved-family-photo{
  display:none !important;
  background:none !important;
}